core: verify WorkingDirectory= is outside of API VFS only under mount namespacing

core: verify WorkingDirectory= is outside of API VFS only under mount namespacing

The purpose of the check is to prevent leaking API VFS fds
from host into a mount namespace/container. When mountns
is not used at all, the check is pointless and causes
inconvenience. E.g. file managers might need to be spawned
under those directories, and they surely won't run in mountns.

Suggested in https://github.com/systemd/systemd/pull/33454#issuecomment-2186351467
Fixes #33361